A native of North Bay, Joe graduated from Scollard Hall before obtaining his Honours Bachelor of Commerce degree from Carleton University. In addition, Joe has his Personal Financial Planner (PFP) designation as well as his Life Insurance Licence.

Joe has varied and extensive experience in the financial services industry with almost twenty years of banking experience with the TD Bank. His most recent experience was as a financial advisor in North Bay and as a branch manager in Sudbury.


Jerry Grabiec
Financial Planning Advisor

A graduate of the University of Toronto, Jerry has been in the financial services industry since 1996, initially with TD Canada Trust and most recently as a financial advisor with the Royal Bank of Canada. Jerry has his Certified Financial Planner (CFP) designation and is licensed with the Ontario Securities Commission.

Jerry has considerable experience in portfolio management, including mutual funds and guaranteed investment products.


Carolyn McKay

Carolyn is a native of North Bay and has over ten years experience in the financial services industry. Her role is to provide administrative and client service support.